Interesting articles about insurance

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TOP 3 South African Life Insurance Companies for the best Insurance Products

Budget Life Insurance: Basic Life Cover

Basic Life Cover is an adequate Life Insurance package that everyone can afford. Your Basic Life Cover product includes:

Payment between R50 000 and R200 000 to beneficiaries of your choice in the event of your death

Funeral benefit up to R50 000 paid after beneficiaries 48 hours after a valid claim has been submitted

Terminal Illness Benefit is included (Cover amount will be paid out if you are diagnosed as terminally ill with a life expectancy of less than 12 months)

Cover for death due to natural causes after 2 years

While your policy is active, the cover amount will not decrease

You are covered for your whole life

You are covered for accidental death immediately

You are covered for suicide after the first 2 years

You get acces to Exspo-Sure (confidential HIV testing & treatment program)

Speak to one of our professionals about Elevated Life Cover and tailor your Life Insurance package exactly to your own needs.

Call Budget Insurance on 0860 10 44 00 for excellent cover and low, low premiums today.

1st for Women

Why choose 1st for Women for Life Insurance?

Because 1st for Women understands the unique needs of any woman we offer you:

• No paperwork – purchase this policy with a simple telephone call in less than 20 minutes

• We supply up to R10 million life cover at an affordable premium

• You will be covered throughout your life

• Up to 10 beneficiaries allowed

• No fluctuation of premiums during the first two years

• We even cover suicide after the first two years

• No decrease of cover while your policy is active

• Add disablement and dread disease cover without reducing your life cover should you make a claim

• Life cover will be paid out should you obtain terminal illness with life expectancy of less than a year, before death

• You may qualify to increase your cover amount without the need for further underwriting

• You’ll have a choice between Basic or Elevated cover

• Tailor the policy to your needs and choice by adding value added products

Call 1st for Women on 0860 10 43 99 for the best in Life Insurance packages right now!

Dial Direct

Dial Direct Life Insurance Products available to you:

Pure Life Insurance

Your Pure Life Insurance provides you with a range of options that allow you to cover your life for up tp R10 million. This amount will be paid out to your nominated beneficiary or beneficiaries in the unfortunate event of your passing away.
Occupation-based Disablement Insurance

This product provides you with adequate financial compensation in the event that you are injured at work and become medically unfit and physically unable to continue your normal occupation or anything else suitable in your circumstances.
Event-based Disablement Insurance

This cover provides you with compensation should you become disabled due to a specific event that caused the disability.
Dread Disease Insurance

You are provided with cover if you are diagnosed with a terminal illness.


Contact us today for more detailed information and speak to one of our professional consultants about Life Insurance that suits your individual needs and budget.

Call us on 0860 10 45 80 for your free Life Insurance quote today.

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Understanding why battered women stay with their partners

Understanding the reasons for not leaving an abusive partner will give clarity as to why battered women so often react with humiliation and confusion when asked about it. It is so wrong to conclude that women who are up against real abuse, will leave the abuser. The opposite is actually true.

Battered women – The Psychological Stages


She refuses to admit, even to herself, that there is a problem in her relationship. She’ll call the incident an “accident”. She makes excuses for the abusers violence and confidently believes it will never happen again.


The stage where she acknowledges the problem, but takes responsibility for it. In her mind she deserves to be beaten and that flaws in her character is putting her below her husband’s expectations.


The woman realizes the abuse is not her fault and that no one “deserves” to be beaten, though she is still committed to her marriage and stays with the abuser in the hope to work things out.


She accepts the abuser will not, or can not, stop his violent behavior and makes a decision to no longer submit to it.

In the stages of denial and guilt, the battered woman exists in a “fog” while living with the abuser. Psychologists recognize this dangerous state of indifference in domestic abuse victims. It is usually significant of the period before a battered women is finally killed by the abuser.

How does a woman get caught up in this situation?

Why wouldn’t a woman get out at the very first sign of ill-treatment? Many women pick partners in the hope of getting the love they longed for from their parents and didn’t fully get. Subconsciously they pick duplicates of their parents and end up with a partner who in many ways acts like either of the parents. If parents mistreated them as a child, they will likely pick partners adept of similar abuse. Battered women will continually try, though fruitlessly, to get the abuser’s love and approval. The same as it was with their parents.

When an abused child grows up, for them it’s normal to get hurt by the people you love. Their self esteem is very low from childhood and they can’t give a good reason for why they stay. Only therapy can change it.