Interesting articles about insurance
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You need Designated Driver Assist

Designated Driver Assist: Don’t let your ego rule the road

Here’s the thing: When you need Designated Driver Assist you jolly well NEED designated driver assistance. But by the time you need it, the alcohol is speaking and the tipsy ego is convinced of its own invincibility. Thousands of lives have been lost because of this contradiction in the human knowledge of its own limitations. Am I a spoil sport? Yes! A thousand times yes. I would rather be the recipient of censure than the killer of somebody’s child/ breadwinner/parent.

Designated Driver assist: The end of fun? – Certainly not!

It is a good idea for the designated driver to take charge of the vehicle keys at the start of the evening out. The problem with a friendly arrangement is that it is usually the same person who volunteers to be the driver when friends go out for “the old razzle dazzle” on the town. At this point I think we have a good opportunity to thank all those willing abstainers. It is not melodramatic to point out that these responsible people have saved the lives and limbs of many road users.

Designated Driver Assist: Options – Lifestyle decisions

Road deaths in South Africa have alarming statistics: Alcohol and speed are major causes. There is a new and heart warming movement afoot to deal with this problem in a no nonsense and non-emotive way.

Conscierge companies offer a variety of services to get people home safely after a night out. People that work hard mostly like to play hard, and making use of designated driver arrangements allows them to relax and enjoy themselves without either somebody having to still be ‘on duty’ or placing anybody at risk.

At this time Dial Direct offers a Designated Driver Assist cover that operates only in certain metropolitan areas. It is a marvellous service, but remember to make sure the service reaches to where you (are and where you like to party). The usual benefits (cash back rewards after four consecutive years of cover) apply but in addition to that you can book a trip only 90 minutes before required, and you can be taken home in the early morning hours, two trips per month are included (How often do you party anyway?) and you are entitled including two passengers. As an extra safety measure, two drivers are on duty.

Isn’t it time you looked at Designated Driver Assist as an Insurance option?

This article was posted on  and reposted with permission.



Keep your guard up to prevent vehicle crime!

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Be aware of your surroundings

Various methods are in place to assist motorists with road safety, but what about safety off the road?

Hijacking could take place in the driveway of a private residence, where it is least expected and our guard is completely down. Or in a parking lot. No matter where your vehicle is parked, be aware of your surroundings when moving to and from your car.

Remember to stay alert at all times, whether you are alone or in a group and regardless of how safe you feel in your surroundings. Emergency situations require hurried decisions and a few extra seconds could help you to make a proactive decision. If any person looks suspect, move away and get help. Rather be safe than sorry!

What to do in a hijack situation 

Not wishing this situation on anybody, but the following tips could save your life:

  • The hijackers are probably just as nervous as you are, ensure your actions are passive and controlled. Do not reach for your phone.
  • Try not to panic and do anything the hijackers may not be expecting. Breathe slow and deep.
  • Do not scream or make sudden movements, such as motioning with your hands.
  • Avoid eye contact with them and keep your hands where the hijackers can see them, ideally at chest level.
  • Quietly but clearly assure the hijackers that they can take the car. Speak in a calm and submissive voice.
  • Try to memorize the details of your assailants, how they look and what they are wearing. Also details of the environment.
  • Call any of the listed emergency numbers, once you are out of danger.
  • Report the incident to the police immediately.

Remember that your vehicle can be replaced, but not your life.



Blind Spots and Driver Visibility

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Blind spots and driver visibility

A blind spot is an area around the vehicle that cannot be directly observed by the driver while at the controls.

Driver visibility is the maximum distance at which the driver of a vehicle can see and identify prominent objects around the vehicle. Visibility is primarily determined by weather conditions and by a vehicle’s design. Good driver visibility is essential to safe road traffic.

As one is driving an automobile, blind spots are the areas of the road that cannot be seen while looking forward or through either the rear view or side mirrors. The most common are the rear quarter blind spots, areas towards the rear of the vehicle on both sides. Vehicles in the adjacent lanes of the road that fall into these blind spots may not be visible, using only the car’s mirrors.

Reducing blind spots

Rear quarter blind spots can be:

  • checked by turning one’s head briefly
  • reduced by installing mirrors with larger fields-of-view, or
  • eliminated by reducing overlap between side and rear-view mirrors by adjusting side mirrors.

A driver may reduce the size of a blind spot or eliminate it completely by turning their head in the direction of the obstruction. This allows the driver to see better around the obstruction and allows the driver better depth perception.

Windshield reflections 

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Windshield reflection may cause bad visibility

Dashboard reflection: 

It is best if the dashboard has a non-reflecting dark colored surface.

A small dashboard gives some reflection on the lower part of the windshield.

A big dashboard can give reflection on eye height.

Light through roof reflection:

Some new model cars have a very big sunroof. Sometimes the sunlight through the roof, lights up the dashboard and gives a reflection in the windshield.

Blind Spot Information System 

BLIS is an acronym for Blind Spot Information System, a system of protection developed by Volvo.

This system was first introduced in the Volvo S80 sedan and produced a visible alert when a car entered the blind spot while a driver was switching lanes, using two door mounted lenses to check the blind spot area for an impending collision.

Some newer and more costly systems use side radar offering better performance and also warn of fast approaching vehicles entering the blind spot.