Interesting articles about insurance
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Pedestrian Safety





Safety is a shared responsibility for all road users, including drivers and pedestrians.

The following are some tips to improve road safety for everyone.

Be seen and be safe:

  • Wear bright/light colored clothing and reflective materials to be visible to other road users.
  • Carry a flashlight when walking at night.
  • Cross in a well-lit area at night.
  • Stand clear of buses, hedges, parked cars or other obstacles before crossing so drivers can see you.

Be smart and alert:

  • Always walk on the sidewalk; if there is no sidewalk, walk facing traffic.
  • Stay sober; walking while impaired increases your chance of being struck.
  • Don’t assume vehicles will stop; make eye contact with drivers, don’t just look at the vehicle. If a driver is on a cell phone, they may not be paying enough attention to drive safely.
  • Don’t rely solely on pedestrian signals; look before you cross the road.
  • Be alert to engine noise or backup lights on cars when in parking lots and near on-street parking spaces.

Be safe at crossings:

  • Cross streets at marked pedestrian crosswalks or intersections, if possible.
  • Obey traffic signals for pedestrians, such as WALK/DON’T WALK signs.
  • Look left, right, and left again before you cross a street.
  • Watch ou for turning vehicles; make sure the driver sees you and will stop for you.
  • Look across ALL lanes you need to cross and visually clear each lane before proceeding. Just because one motorist stops, do not presume drivers in other lanes can see you and will stop for you.
  • Do not wear headphones or talk on a cell phone while crossing.


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Child Pedestrian Safety






Child pedestrian safety

Children should not cross streets by themselves or be allowed to play or walk near traffic. Kids are small, unpredictable, and cannot judge vehicle distances and speeds to keep safe.

  • Always hold your child’s hand. Never allow a child under 10 to cross the street alone.
  • If your view of approaching traffic is blocked by something, move to where you can hold your child’s hand.
  • As children get older, let them lead you to prove that they are aware of pedestrian safety, before you allow them to walk on their own.




Can loud music affect your driving?

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Can loud music affect your driving?

It is surely not hard to imagine that loud music affects our behavior. Music that prevents us from hearing sirens or other road traffic, is clearly a hazard.

When reviewing research on the cognitive effects of music, some studies show that it’s a distraction and affects reaction times for the following reasons:

The processing takes up some of your cognitive resources. Whilst driving a number of things must be processed: your driving, the environment around you, are there pedestrians? You also have to process the noise or music. So there is a battle going on in your head, and the more you have to process, the less quickly you’re going to react.

The same results were achieved for pan flute music and rock ’n’ roll. If it was really loud the reaction time was adversely affected. Interesting was the male/female difference. For guys it didn’t matter whether it was loud or soft, if they listened to hard rock, they lost focus and drove more poorly. For women, it didn’t affect their driving unless the hard rock was loud.

No one can listen to really loud music and perform optimally. 

Can fast music affect your driving? 

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Can music with a fast beat affect your driving?

Speed kills. But not only the speed at which people drive: the speed of the music they are listening to also has a hand in their fate. An Israeli researcher says drivers who listen to fast music in their cars may have more than twice as many accidents as those listening to slower tracks.

While studies have shown a link between loud music and dangerous driving, Warren Brodsky at Ben-Gurion University wondered if tempo had any effect on driver behaviour. He then conducted research on the issue. As the tempo of music was increased, drivers took more risks, such as jumping red lights and consequently had more accidents.

He also monitored the drivers’ heart rate and found that it fluctuated less when they were listening to music of any kind compared with no music at all. This lack of variation, he suggests, shows that music is distracting the drivers and making them less alert.

Brodsky says drivers should be aware of the tempo effect and choose slower pieces of music.

But not too loud!