Interesting articles about insurance

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Have a spring in your step after flying

Take care of a few things to make every flight a pleasant experience:

Before you fly, get all your insurance policies in order. Be it home insurance to cover all damaging events when you are away, or personal possessions insurance to cover your phone, laptop, camera and the jewellery that you are taking with you. Arrange ample travel insurance and health insurance for your trip, where ever your destination.
It doesn’t end there. You should exercise whilst you are in the air.

What happens to your body when you fly?

It is possible that the central blood vessels in your legs may be compressed, causing difficulty for the blood to get back to the heart.

The long inactivity of your muscles result in muscle tension, back aches and excessive fatigue during or after the flight.
Sitting in the cramped space of your seat, inhibits normal body mechanism to return fluid to the heart. Gravity may cause fluid to collect in your feet, resulting in swelling.

Light in flight exercises to prevent above conditions

The following movements are designed to improve blood circulation, alleviate lethargy and relieve cramps:
1. Exercise your legs and flex your feet while seated.
2. Pull your knee into your chest and then stretch your body over your lap.
3. Roll your neck and shoulders.
4. Do deep-breathing exercises.
5. Walk the isle at least every two hours.
6. Increase your normal intake of fluids before and during the flight. Moderate the intake of alcohol.
7. If you have a condition, seek medical advice before embarking to be sure that flying will not intensify it.

Rules for comfortable flying

  • Keep medication in your hand luggage.
  • Wear loose fitting clothes made of natural fibre.
  • Wear soft shoes that can handle expansion of feet and ankles.
  • Once you arrive at your destination, walk as much as you can to get the circulation going again.
  • When taking a shower, perform some vigorous scrubbing on your body to dislodge unwanted fluid build-up.
  • Take a short nap upon arrival that will not interfere with your night-time sleep.

When all this is taken care of, all that is left is ‘Bon Voyage’!

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Ref.: Improved Passenger Comfort Guide – Boeing




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Ideal resorts for skiing in April

This late in the season you have no assurance of a snowstorm and should be looking at resorts with altitude to give you a good chance of skiing on snow, rather than on ice in the morning and slush in the afternoon. As Easter is late in April, the first few weeks will offer quiet slopes and reduced prices.

Ischgl, Austria – difficult to beat with the main slopes high above the village. The extensive slopes offer something for all abilities. The traditional Alpine village Centre is car-free and with a lively après-ski scene.

Banff, Canada – For reliable spring snow in Canada, it is best to look to the Continental Divide between the Pacific and Atlantic river systems. Banff has an impressive snow record, with a lively town in a splendid setting.

Chamonix, France – For spring skiing the focus is on the high Grands Montets and the famous Vallée Blanche glacier run, reached via cable car. You don’t have to be an expert, but should be a strong skier.

Cervinia, Italy – is surely sunny, but it is high. Skiing is generally easy, but provides admission to Zermatt, which offers challenge. The village has a lively car-free main street.

Saas-Fee, Switserland – No resort in Europe can compete with this high-altitude skiing. The area is limited and not overly challenging, so it’s best for a short break. The village is car-free, rustic and family-friendly.

Zermatt, Switserland – claims some of the highest slopes in Europe on its glacier, but the real appeal lies lower down, around Trockener Steg. Warm afternoons can lead to heavy snow low-down. If you want long lunches on porches with amazing views and a car-free, traditional village, Zermatt is the place.

Choose your resort but do not go without Travel Insurance!

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Ski and Snowboard Travel Insurance

For peace of mind on the slopes for all winter sport activities, such as skiing, snowboarding, tobogganing or just traveling, choose a no-nonsense policy for a trip without hassles.

Investigate Travel Insurance providers that understand winter sport, offering specialist insurance which will cover skiers and snowboarders on and off the piste. Some Travel Insurance policies either exclude off piste or limit skiing ‘off piste’ to having a guide.

Be sure your insurer will give you Travel Insurance with superior claim and general assistance service.

For FREE Quotes and excellent insurance you can afford, contact:

1st for Women
Dial Direct
Budget Insurance
Auto & General


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Travel Insurance will give you peace of mind

Have a look at these Interesting Travel Insurance Statistics

Travel Insurance is always a good idea as it makes it easier to receive health care in a foreign country, or to get your lost belongings replaced or even get you home should your travel plans be changed.

The Value of Travel Insurance is realized by more travelers

The latest figures available show that almost $2 billion worth of travel insurance products were purchased in 2010. Of the Insurance products purchased , 94 % are related to travel interruptions. Medical coverage and evacuation coverage was also popular.

Where is Travel Insurance bought?

Most people still buy their insurance from a traditional broker, but Internet purchases are increasing rapidly and made up almost one third of sales made in 2010. The Internet allows you to compare multiple quotes and therefore Insurance rates are possibly cheaper for policies bought online versus just speaking to one agent and have only one option available.

Safety and Health Cover make Travel Insurance a necessity to have

To be medically evacuated from a foreign country could cost up to $100,000 and even more. If you should end up in a country that is experiencing a disease epidemic it can be expensive as well as cut your trip short. Your existing insurance may not cover all your medical bills that you added up while on holiday. Costs for airline tickets, hotels and other accommodation may not be non-refundable. If that is the case, a good travel insurance policy is inevitable. This is the reason why 64 percent of travelers considered their health and safety cover as most important when deciding where to travel.

Why purchase Travel Insurance?

To buy Travel Insurance is wise if you are traveling a long distance for a business trip or just for a holiday. It is always comforting to know that you are taken care of financially, should something happen. You most certainly do not want to be stranded in a strange city without your luggage or suffering from a medical condition. If you are planning a trip, be sure to have your cover before you leave.